Mortgage, retirement, debt, taxes, investing & business tools
Full monthly payment including principal, interest, taxes, insurance & PMI. Amortization schedule included.
How much house can you actually afford? Uses the 28/36 rule and your real income to set a target price range.
Your current equity and available borrowing power for HELOCs and cash-out refinancing.
Is refinancing worth it? Break-even point, monthly savings, and lifetime interest reduction at your new rate.
Full payment schedule showing exactly how much goes to principal vs interest every month over the loan's life.
Avalanche vs snowball method comparison. See exactly which order pays off your debt fastest and saves the most interest.
Time to zero balance and total interest on your credit cards. See what an extra $50/month actually saves.
Payoff timeline, total interest, and the real cost of your student debt across different repayment strategies.
Monthly car payment, total interest paid, and true cost to own. Compare loan terms side by side.
Monthly payments and total cost for any personal or installment loan amount and term.
Reverse-calculate the loan amount you can afford from a target monthly payment.
Compare two loan offers side by side — total interest, monthly payment, and real cost difference.
True annual cost of a loan including all fees — reveals what the advertised rate doesn't show.
Monthly lease payment breakdown and total cost vs buying outright over the same term.
Retirement savings projections with 401k, IRA, and Social Security. When can you actually retire?
Watch your money grow with daily, monthly, or annual compounding. See the real power of time in the market.
How much will your 401(k) be worth at retirement? Includes employer match and contribution limit guidance.
Roth IRA growth projections and tax-free retirement income over your investing timeline.
ROI, annualized returns, and total portfolio growth including dividend reinvestment.
Estimated Social Security benefit at ages 62, 67, and 70. See the cost of claiming early.
Annual dividend income, DRIP reinvestment growth, and yield-on-cost over time.
How long until you reach $1 million at your current savings rate and expected return?
Savings growth with regular contributions over time. See how interest rate changes affect your outcome.
Monthly contribution needed to hit any savings target on any timeline at any interest rate.
How many months of expenses you need and how long it will take to build your emergency fund.
Certificate of deposit earnings at maturity. Compare rates and terms from different institutions.
HSA contribution limits, triple tax advantage savings, and long-term investment growth projections.
Take-home pay after federal, state, FICA, and local taxes across all pay frequencies.
Convert annual salary to hourly, daily, weekly, and monthly. Includes take-home pay estimate.
Short and long-term capital gains tax on stocks, real estate, and other assets. Federal + state rates.
Quarterly estimated taxes and self-employment tax for freelancers and independent contractors.
Cryptocurrency capital gains, losses, and tax liability with wash sale warnings for 2026 rules.
Final price with tax for any state or custom rate. Reverse-calculate the pre-tax price from total.
Watch your salary accumulate in real time — down to the cent, every second of the workday.
Units and revenue needed to cover fixed and variable costs. Essential before launching any product or service.
True margin including COGS, shipping, returns, and platform fees. Know your real profit per order.
LLC startup costs and state filing fees across all 50 states. Know your total before you file.
Churn rate, revenue churn, and 12-month MRR recovery potential. The metric that makes or breaks subscriptions.
Business loan payments, total interest, and payoff schedule. See the cost of extra payments.
What is your side hustle actually worth if you sold it today? Valuation multiples by business type.
Solar panel investment returns with 2026 federal tax credits and 25-year savings projections.
50/30/20 budget breakdown across income, fixed expenses, flexible spending, and savings categories.
Total net worth tracking — all assets minus all liabilities. Know your real financial position.
Front-end and back-end DTI ratios and loan eligibility for Conventional, FHA, VA, and USDA loans.
How much life insurance coverage your family actually needs based on income replacement and debts.
Purchasing power and the real value of money over time using historical CPI data.
Sale price, total savings, and percent off for any original price and discount combination.
Gas cost for any trip based on distance, MPG, and current fuel prices. Annual driving cost included.
The real dollar cost of delaying financial decisions — saving, investing, or paying off debt.