Free professional tools for mortgages, loans, taxes, investing, retirement, and every money decision that matters.
45 CalculatorsGenerate a complete amortization schedule for any loan. See exactly how much goes to principal vs. interest each month and the impact of extra payments.
Find out how much house you can afford based on income, debts, down payment, and current interest rates. Uses standard 28/36 debt-to-income guidelines.
Calculate your home equity, LTV ratio, and how much you can borrow through a HELOC or cash-out refinance. Includes equity growth projector and side-by-side access options comparison.
Calculate monthly mortgage payments, total interest paid, and full amortization schedule. Includes PMI, taxes, insurance, and extra payment analysis.
Calculate whether refinancing makes financial sense. See your break-even point, monthly savings, and total interest savings over the life of the new loan.
Calculate the true Annual Percentage Rate of any loan including fees and points. Compare the real cost of loans with different fee structures.
Calculate your car loan monthly payment, total interest, and true cost of ownership. Includes trade-in value and down payment options.
Calculate how long to pay off your business loan and how much interest you'll save by making extra payments. Compare payoff strategies side by side.
Calculate monthly lease payments for vehicles or equipment. Includes money factor, residual value, capitalized cost reduction, and total lease cost.
Calculate monthly payments, total interest, and full loan summary for any loan amount, interest rate, and term. Works for personal loans, car loans, and more.
Compare two loan offers side by side. See the true cost difference between varying interest rates, terms, and fees to make the best borrowing decision.
Calculate the exact monthly payment for any loan. Enter amount, rate, and term to get your payment, total interest, and payoff date instantly.
Calculate student loan monthly payments and total interest under standard, graduated, and income-driven repayment plans. Includes refinancing analysis.
Create and analyze your monthly budget using the 50/30/20 rule or custom allocations. Track income vs expenses and identify areas to cut spending.
Calculate how long to pay off your credit card balance and how much interest you'll pay. See the dramatic difference extra monthly payments make.
Calculate how long to pay off all your debts using avalanche (highest interest first) or snowball (smallest balance first) strategies. See your debt-free date.
Calculate your DTI ratio and see if you qualify for a mortgage or other loans. Includes front-end and back-end DTI with lender guideline thresholds.
Calculate your ideal emergency fund size based on your expenses, job stability, and risk factors. Includes a savings plan and HYSA interest projections.
Calculate Certificate of Deposit earnings and final balance. Compare CD terms, build a CD ladder strategy, and see how CDs compare to high-yield savings accounts.
See how compound interest grows your money over time. Includes regular contributions, different compounding frequencies, and an interactive growth chart.
Calculate dividend income, project DRIP reinvestment growth, and compare stocks by yield. See exactly what your portfolio generates monthly, annually, and at retirement.
Calculate the inflation-adjusted value of money over any time period. See how purchasing power changes and what future prices might look like.
Calculate your investment return including CAGR, total return, and annualized return. Compare your portfolio performance against benchmarks.
Calculate your total net worth by tallying all assets and liabilities. Track your financial progress and see how you compare by age group.
Calculate how your savings will grow with regular contributions and compound interest. See how long to reach any savings goal.
Calculate exactly how much to save each month to reach any financial goal by a target date. Works for emergency funds, vacations, down payments, and more.
Calculate your 401k balance at retirement, employer match, and tax savings. Compare traditional vs Roth 401k. See exactly how much free money you're leaving on the table. 2026 IRS limits.
Calculate your HSA triple tax advantage — federal savings, state savings, and FICA savings in one view. Includes investment growth projector, retirement healthcare cost estimator, and HSA vs FSA comparison. 2026 IRS limits.
Calculate how much life insurance coverage you need based on income, debts, dependents, and future expenses. Compare term vs whole life cost estimates.
Calculate if you're on track for retirement. Enter your age, savings, contributions, and goals to see your projected retirement balance and monthly income.
Estimate your Social Security benefits at 62, 67, and 70. Find your break-even age, compare filing strategies, and calculate spousal and survivor benefits for your household.
Calculate short-term and long-term capital gains tax on stocks, real estate, and other investments. Includes state tax and Net Investment Income Tax.
Calculate capital gains tax on cryptocurrency trades. Supports FIFO, LIFO, and specific identification methods for short-term and long-term gains.
Estimate self-employment tax, quarterly tax payments, and total tax liability for freelancers and self-employed workers. Includes deductions guide.
Calculate your net take-home pay after federal and state income tax, Social Security, Medicare, and other deductions for any pay period.
Convert salary between hourly, daily, weekly, monthly, and annual rates. Includes after-tax income estimate and cost-of-living comparison by city.
Calculate sales tax for any purchase in any US state. Includes reverse sales tax calculator to find the pre-tax price from a total with tax included.
Find the exact sales volume where revenue covers all costs. Model target profits, compare pricing scenarios, and see your margin of safety — essential for any business owner or entrepreneur.
Calculate sale prices, discount percentages, and savings amounts for any purchase. Includes reverse discount calculator and stacked discount scenarios.
Calculate gross and net profit margins for eCommerce products. Includes COGS, shipping, platform fees, advertising, and returns to find true profitability.
Calculate fuel costs for any trip or vehicle. Compare fuel efficiency between vehicles and estimate annual fuel spend based on your mileage.
Estimate the total cost to form an LLC in any US state. Includes state filing fees, registered agent fees, operating agreement, and annual costs.
Project your Roth IRA balance at retirement, check your contribution eligibility, and compare Roth vs Traditional IRA to find the best choice for your tax situation.
Calculate MRR, churn rate, customer lifetime value, and CAC payback period for SaaS businesses. Essential metrics for subscription business health.
Calculate the return on investment for residential solar panels. Includes federal tax credit, utility savings, payback period, and 25-year savings projection.